Personal Loan Rates

*Annual Percentage Rate (APR). Loan Rates are subject to credit underwriting and approval, actual rates may differ from those advertised. Maximum terms allows determined by amount borrowed and underwriter discretion. Rates are subject to change and may change without notice. Advertised rates for personal loans reflect a .25% discount for automatic payment. Advertised rates require a 730+ FICO score. Amount financed includes a $59.00 application fee. GFA membership is required, members must maintain a $10.00 deposit relationship.
**Published rate includes a 1.00% discount given when: Funds are directly deposited into a GFA account .50% (qualifying direct deposit is a recurring electronic credit of your payroll, retirement, social security, or other monthly income) AND you enroll in automatic payment (.50%). No credit pull, verification of income required, no application fee. Only 1 Signature Loan can be open at a time, no roll-overs, no more than 3 loans may be made within a 6 month rolling timeframe. Rates are subject to change without notice. Borrowers must be a member of GFA Federal Credit Union for a minimum of 180 days prior to application. You must apply directly to the Credit Union to be eligible. Not valid with any other offer and is non-transferable.