Personal Loan Rates

Membership to GFA Federal Credit Union requires a $10 balance in a savings or checking account.

*Annual Percentage Rate (APR) example based on a $5,000 loan with a $59.00 application fee. Rate advertised reflects a 0.25% discount for automatic payments.

**Annual Percentage Rate (APR) example based on a $10,000 loan with a $59.00 application fee. Purpose of funds must be used for debt consolidation. Consolidation of funds with GFA are not eligible. Not valid with any other offer and is non-transferable. You must apply directly to the Credit Union to be eligible. Rate advertised reflects a 0.25% discount for automatic payments.  

***Annual Percentage Rate (APR) example based on a $2,000 loan for 12 months. Published rate includes a 1.00% discount given when: Funds are directly deposited into a GFA account .50% (qualifying direct deposit is a recurring electronic credit of your payroll, retirement, social security, or other monthly income) AND you enroll in automatic payment (.50%). No credit pull, verification of income required, no application fee. Only 1 Signature Loan can be open at a time, no roll-overs, no more than 3 loans may be made within a 6 month rolling timeframe. Rates are subject to change without notice. Borrowers must be a member of GFA Federal Credit Union for a minimum of 180 days prior to application. You must apply directly to the Credit Union to be eligible. Not valid with any other offer and is non-transferable.

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