GFA Federal Credit Union

Personal Loan Rates

Effective Date:

 

Personal Loan Rates

Personal Loan
Term
APR*
Payments/$1,000
 
Term 72 Month
APR* 12.74%
Payments/$1,000 $20.04
Signature Loan**
Term 12 Month
APR* 17.49%
Payments/$1,000 $92.11
Debt Consolidation Loan***
Term 72 Month
APR* 9.74%
Payments/$1,000 $18.48

*Annual Percentage Rate (APR). Loan Rates are subject to credit underwriting and approval, actual rates may differ from those advertised. Maximum terms allows determined by amount borrowed and underwriter discretion. Rates are subject to change and may change without notice. Advertised rates for personal loans reflect a .25% discount for automatic payment. Advertised rates require a 730+ FICO score. Amount financed includes a $59.00 application fee. GFA membership is required, members must maintain a $10.00 deposit relationship.
**Requires a 90 day active GFA membership with a minimum direct deposit of $250 per month. Published rate includes a .50% discount when you enroll in automatic payment. No credit pull, verification of income required, no application fee. Only 1 Signature Loan can be open at a time, no roll-overs, no more than 3 loans may be made within a 6 month rolling timeframe. Rates are subject to change without notice. You must apply directly to the Credit Union to be eligible. Not valid with any other offer and is non-transferable.
***9.74% Annual Percentage Rate (APR) is a limited time offer and is effective 3/25/2025. Purpose of funds must be used for debt consolidation. Consolidation of funds with GFA are not eligible.  Rates are subject to change and may change without notice. Advertised rate reflect a .25% discount for automatic payment. Subject to credit approval.  Your rate will be determined based on credit, the advertised 9.74% APY requires a 730+ FICO score. Not valid with any other offer and is non-transferable. 59.00 application fee will apply. GFA membership is required, members must maintain a $10.00 deposit relationship.

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