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*Annual Percentage Rate (APR) Loan Rates are subject to credit underwriting and approval, actual rates may differ from those advertised. Maximum terms allows determined by amount borrowed and underwriter discretion. Rates are subject to change and may change without notice. Additional rate add ons may apply. Advertised rates for automobiles reflect a .25% discount for automatic payment. Advertised rates require a 730+ FICO score. Amount financed includes a $59.00 application fee and up to $195.00 VSI Insurance. Up to 120% financing available on consumer autos. For rates on automobiles 2016 and older, please call us. GFA membership is required, members must maintain a $10.00 deposit relationship.