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No payments for 90 days; available on new and used auto loans opened 10/7/2024 through 12/31/2024. Available for qualified borrowers only; subject to credit approval. Deferment will occur in the first 3 months on new and used auto loans approved between 10/7/2024 and 12/31/2024. Interest will accrue during the deferment period. The first payment must be received upon completion of the 3 month “no payment” period. The initial payment(s) made on the loan will be applied first to accrued but unpaid finance charges before being applied to the principal. This may result in an additional payment at loan maturity. Not valid for existing GFA auto refinances. *(APR) Annual Percentage Rate is the advertised rate at the time of information pulled and can vary based on credit worthiness and terms at time of actual loan application. All applications are subject to credit approval and must meet credit union lending guidelines. Rates quoted are the lowest rate for highly qualified applicants for a new vehicle (2019 – new) with terms up to 24 months (4.99% APR). Other rates apply for other terms, collateral age, and credit qualifications. Your rate will be determined at the time of your application. Interest accrues from the date of loan disbursal. Payment example: A loan of $10,000 at 4.99% APR for 24 months is a monthly payment of $439.61. Payment example based on a $10,000.00 loan with no VSI or app fee; documentation fee may apply at closing. Up to 120% financing available. Rate advertised reflects a 0.25% discount for automatic payments. Rates are subject to change without notice. Membership to GFA requires a $10 balance in a savings or checking account.